Sell Your House Fast in Louisville
or Southern Indiana
We buy houses in any condition across Louisville and Southern Indiana — fair cash offer in 24 hours, close in as few as 7 days. No fees, no repairs, no hassle. You deal directly with Roger.
Get Your Free Cash Offer
No obligations. Roger will respond within 24 hours.
Why Choose Us
Selling Made Simple
No showings. No repairs. No agent commissions. Just a fair cash offer and a closing date you pick.
Fair Cash Offers
We evaluate your property based on local market data and make you a straightforward cash offer — no lowball games, no pressure tactics.
Close on Your Timeline
Need to close before a sheriff sale? We can move in as few as 7 days. Want more time? We'll work around your schedule.
Zero Hidden Fees
No commissions, no closing costs, no repair deductions. The number we quote is the number you get at closing.
The Process
Three Simple Steps
From first call to cash in hand — here's how it works.
Tell Us About Your Property
Call us or fill out the form. Tell us about your house — no need to clean, fix, or stage anything.
Get a Cash Offer in 24 Hours
We'll evaluate your property and present you with a fair, no-obligation cash offer within one business day.
Pick Your Date & Get Paid
Accept the offer, choose your closing date, and get paid. We handle all the paperwork through a title company.
We Can Help
Whatever Your Situation
Every homeowner's situation is different. We've helped people through all of these — and more.
Foreclosure — Indiana
Sell before the sheriff sale and protect your credit.
Foreclosure — Kentucky
Sell before the commissioner sale and move forward.
Inherited Property
Skip the hassle of repairs, cleaning, and listing.
Divorce
Quickly divide assets and move forward.
Probate
We work with attorneys to close smoothly.
Fire Damage
We buy fire-damaged properties as-is.
Problem Tenants
Sell your rental — we handle the tenants.
Code Violations
Facing fines? We buy properties with violations.
Relocating
Moving? Sell fast without listing or waiting.
Behind on Payments? Let's Talk.
Indiana and Kentucky foreclosure timelines run 6-14 months. The sooner you reach out, the more options you have.
Call Roger: (502) 528-7273Real Stories
What Homeowners Say
Get Your No-Obligation Cash Offer
Find out what your home is worth in 24 hours. No fees, no pressure, no commitment.
- Fair offer based on local market values
- Close on your timeline — as fast as 7 days
- We pay all closing costs
Start Here
Roger responds within 24 hours.
Meet the Buyer
Roger Choate
Founder, Mortgage Forfeiture
I'm Roger Choate, founder of Mortgage Forfeiture. My family's been rooted in Kentucky for three generations, and my wife grew up right across the river in Southern Indiana. Together, we know these communities inside out—the neighborhoods, the people, and what a home truly means here.
I started this company after seeing too many local homeowners get squeezed: high agent commissions, expensive repairs, drawn-out processes, or worse—facing foreclosure with few good options. I wanted a better way: direct cash offers, fast closings, and honest conversations with no hidden agendas or pressure.
This isn't some corporate machine. When you reach out, you talk to me—a local buyer who's invested in this market and genuinely cares about treating people right. I listen to your situation first, then present a fair, no-obligation cash offer based on real local values.
We buy houses as-is for cash throughout Louisville, Southern Indiana, and across Kentucky. No repairs needed. No agent fees. No closing costs. No long waits. Whether you're ready to move next week or just exploring options, the conversation is free and pressure-free.
Last updated: March 2026
Compare Options
Cash Sale vs. Traditional Listing
See why selling directly saves you time, money, and stress.
Traditional Listing
Mortgage Forfeiture
Wholesaler
Resources
Latest Insights
Helpful articles for homeowners exploring their options.
Common Questions
Frequently Asked Questions
How fast can you close on my house?
We can close in as few as 7 days. Most of our closings happen within 7-14 days, but we'll work on your timeline. If you need more time, that's fine too — you pick the date. All closings go through a licensed title company for your protection.
Do you buy houses in both Indiana and Kentucky?
Yes. We buy houses across Southern Indiana (Clark, Floyd, Harrison, Scott, and Washington counties) and the Louisville, Kentucky metro area (Jefferson, Bullitt, Oldham, Shelby, Hardin, and Nelson counties). Roger serves both sides of the Ohio River — it's what sets us apart from competitors who only work one side.
How much do cash home buyers pay?
Cash offers are typically 50-85% of a home's after-repair market value, depending on condition, location, and needed repairs. But here's the key: after you subtract agent commissions (5-6%), closing costs (2-3%), and repair costs from a traditional sale, the net difference is often much smaller than people expect. See our full breakdown with real numbers.
Is there any cost or obligation to get an offer?
None at all. Getting a cash offer from us is completely free with zero obligation. We'll evaluate your property and present our offer — you can take it, leave it, or think about it. No pressure, no follow-up harassment, no strings attached.
Ready?
See What Your Home Is Worth
Get a free, no-obligation cash offer. There's no pressure, no commitment, and no cost to find out what we can offer for your property.
Get Your Free Cash Offer
No obligations. Roger will respond within 24 hours.